The Company is committed to protecting the privacy and security of the personal information it collects and holds about you. We are required to comply with the New Zealand Privacy Act 2020 (the Act).
This statement explains how the Company collects, uses, discloses and otherwise handles personal information relating to individuals.
The Company is required to collected personal information in accordance with the Act. Where possible we will collect the personal information directly from you, or as authorised by you.
The Company may collect personal information:
The personal information you provide to us will be used by the Company to:
If you do not provide this personal information, we may not be able to process your application for credit and provide the services you require.
The Company may disclose the personal information which you provide us with to external service providers to whom we have contracted out functions, but only for the purpose of providing services to you.
You have the right to access any personal information the Company holds about you, subject to the exceptions of the Privacy Act 2020. You may also request correction of the information held which is inaccurate. Access and correction requests can be made through the Privacy Officer at the Company.
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Unsolicited personal information is personal information we receive that we have taken no active steps to collect. If the information we receive is not required to perform one or more of our services or activities, the Company will destroy or remove anything that could identify you from the information as soon as practicable.
By providing us with your contact details, your consent to receive communications will remain current until you advise us otherwise. However you can opt out at any time through the following channels:
Security of Personal Information
The Company will take all reasonable steps to protect your personal information we hold from misuse, loss, unauthorised access, modification, or disclosure.
Breaches of privacy that could result in serious harm to individuals will be reported to the Privacy Commissioner.
PRIVACY & CONFIDENTIALITY POLICY
RESPONSIBILITY FOR POLICY:
NEXT REVIEW DATE:
The Privacy Act 2020 is the law governing the collection, storage, use and disclosure of personal information by both the private and public sectors in New Zealand. It has implications for the type of information kept by the Company and the intended use of that information for both internal and external clients.
The Company also collects, stores, and uses confidential information conducting its business which it must protect.
This policy ensures the Company complies with the requirements of the Privacy Act 2020 and how its provisions affect the work of the Company. It also covers how employees must behave to protect the privacy of individuals and the information it collects on them, and how employees must behave to protect the confidential information available to them during the course of their employment.
Confidential Information means any information which is not public and which the Company deems to be commercially sensitive as directly or indirectly affecting the Company's business. It includes information about or comprising the Company's Intellectual Property. It includes information about other employees, trainees, assessors, providers, Board members and knowledge obtained through discussion and/or electronic and/or other documented means. It includes personal information which is not otherwise in the public domain.
Personal information means information about an identifiable individual (natural person).
Document and documented means a document in any form, including: